First National Bank

Reviews

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  Got a letter advertising a low APR for a loan to consolidate debt. I figured I would apply for it and move the small debt that I have with a high APR over to this loan if I got the loan. FNB called about two hours after I applied for the loan by phone and summarily declined me. They acted like I was a crazy idea to have applied for the loan and pointed out derogatory items in my CR that I have already taken care of. They talk to you like you are the only one in society that has experienced upheaval and stupidly have had that reflected in your CR. My question is this: Why do they send letters inviting people to bank with them when they are going to decline them. It's a waste of everyone's time and it only ends up hurting YOU. Really, the banking system needs to be overhauled to root out all of these nefarious banking practices. We need a banking system that truly respects the individual, helps them thrive, and treats them with decency.
  By G. J. S., December 10, 2017

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